208 DENALI ST, Haines City, FL 33844
LARGE PRICE REDUCTION - Don't miss out on this great 4 bed 2 bath home with a TRIPLE garage that has insulation on the doors and has AC. The home has an open plan layout allowing for great family living. The kitchen has all stainless steel appliances, granite counters, granite island, and large party for extra storage. The island looks out into the family room and dining room making it a fantastic layout for entertaining. Slider doors from the family room lead out to the covered and screened in porch which in turn leads out to the back yard. The primary bedroom has built in storage as well as a walk in closet. The large primary bathroom benefits from a shower, tub, and dual sinks with upgraded counters. Two of the three remaining bedrooms have built in storage inside the closets making great practical use of the space. The fourth bedroom has a built in closet. Laundry is situated in its own separate room that includes built in storage. The garage has a lot of built in units and racking along with its own AC unit and insulated doors which makes for comfortable working for any DIY work. Call your Agent today to book your personal viewing of this great home with all the storage space you need.
You may be able to put down less than the total down payment amount of $67,926 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6232806