208 Cascade Bend Dr, Ruskin, FL 33570
4 beds · 2 baths · 1,850 sqft
This impeccably maintained four-bedroom, two-bathroom home is a true gem, offering a stunning water view that adds to its charm. The open floor plan provides ample living space, making it ideal for comfortable living and entertaining. Enjoy significant savings on your electric bill thanks to the TOTAL HOUSE SOLAR PANELS, as well as the added convenience of a water softener. Luxury vinyl plank flooring and tile throughout the home create a modern and stylish aesthetic. The kitchen features beautiful espresso wood cabinets and is designed for both functionality and elegance. With a few brand new appliances, including a washer, dryer, and refrigerator, the home is move-in ready and offers a hassle-free living experience. The large master bedroom includes a spacious closet, providing plenty of storage space. Outside, the fenced-in backyard offers a peaceful retreat with serene water views, perfect for relaxing or hosting outdoor gatherings. Additionally, the home is conveniently located just two houses away from a spacious dog park, making it an ideal spot for pet owners. Don't miss the opportunity to own this well-appointed and inviting home with modern features and a tranquil setting. Riverbend Amenities include a Community pool, Dog Park, Playground and Sidewalks. Hillsborough Community Boat ramp is a half mile away. Riverbend West is Conveniently to St. Pete 275, I-75 and the worlds most beautiful beaches.
Source: STELLAR #a4620580
Source: STELLAR #a4620580
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4620580