207 Toucan Way, Hubert, NC 28539
2 beds · 3 baths · sqft sqft
You don't want to miss this opportunity at 207 Toucan Way in Hubert's Parrot Landing. This delightful yet convenient cluster of townhomes has very few opportunities for new owners which makes perfect sense, sitting just 4 miles from the 172 back gate at Camp Lejeune and 6 miles from the wonders of Historic Swansboro. This beautifully updated townhome is perfectly situated for easy access to local beaches, schools, and convenient shopping. Let's step inside where we'll find brand new luxury vinyl plank flooring that adds a more modern touch, complemented by fresh paint throughout, and a spacious layout that offers a warm and inviting atmosphere. The HVAC system has just been serviced, providing year-round comfort. Additionally, you'll enjoy the convenience of a washer and dryer which will convey with an acceptable offer, and a full security system complete with a camera out back and a Ring doorbell in the front for added peace of mind. For my dog lovers, an enclosed dog park is just steps from your front door providing a safe and fun space for your 4-legged extended family members to frolic freely. What an outstanding opportunity! Come check us out at your earliest convenience and make this charming townhome your own. That's all folks!
Source: NORTHCAROLINAREGIONAL #100470786
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100470786
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100470786