207 Shale Dr, Easley, SC 29642
4 beds · 3 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning Great Home in Family-Friendly Subdivision! Welcome to your dream home, where elegance meets comfort! This beautifully renovated property features raised panel doors throughout, exquisite Wayne's coating, and double crown molding that add a touch of sophistication to every room. The oversized patio and trey ceiling in the master suite create a perfect retreat, complete with a large walk-in closet and a private full bath featuring upgraded faucets. Step inside to discover an open floor plan that seamlessly connects the great kitchen and living room, perfect for entertaining. The house is in impeccable mechanical and visual condition, with all-new higher-end appliances and updated lighting throughout. Enjoy the cozy ambiance of the gas log fireplace in the spacious living area, complemented by a formal dining room and a breakfast area for casual meals. The kitchen boasts a convenient sit-down bar facing the living room, ideal for gatherings. This subdivision is designed with families in mind, offering fantastic amenities including a stunning new pool that kids will adore. The upstairs features a generous loft area overlooking the living room, perfect for a playroom, office, or reading nook. The wooden privacy-fenced backyard is perfect for pets and outdoor activities, providing a safe and serene space for your family to enjoy. With a metal roof over the garage and pest control piping already installed, this home is both practical and stylish. Don’t miss out on this incredible opportunity to own a slice of paradise in a community that has everything your family needs! Schedule your viewing today!
Source: GREENVILLESC #1548865
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1548865
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.