207 Garland Shores Dr, Hubert, NC 28539
3 beds · 3 baths · sqft sqft
Welcome to your dream home in Hubert, NC! This stunning 3-bedroom, 3-bath residence perched in the sought-after gated community of Garland Shores boasts an inviting open-concept design, perfect for both relaxation and entertaining. As you enter, you're greeted by beautiful natural hardwood floors that flow seamlessly throughout the living spaces. The heart of the home features a modern kitchen equipped with elegant granite countertops, state-of-the-art appliances, and a surplus of cabinetry. The open layout allows for effortless interaction with family and guests. The main level is completed with a great office as well as a half bath. Retreat to the spacious master en suite, where comfort and privacy await. Two additional bedrooms are generously sized, ensuring everyone has their own space. Each bathroom is thoughtfully designed, combining style and functionality. Step outside onto the expansive deck, perfect for enjoying morning coffee or hosting summer barbecues and enjoying the view. Take a stroll down the road to the water access, making it easy to enjoy boating or fishing. With a dock available for residents, you can embrace the coastal lifestyle at your leisure. Additionally, the community pool with an entertaining area and facilities provides a refreshing oasis for those warm days. Located just moments from downtown Swansboro, you'll have access to charming shops, delightful dining, and beautiful waterfront parks. Don't miss your chance to make this exceptional home yours and enjoy the perfect blend of comfort, convenience, and coastal living!
Source: NORTHCAROLINAREGIONAL #100472201
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100472201
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100472201