207 Belmont Dr, Monroe, GA 30655
4 beds · 3 baths · 2,443 sqft
Welcome to this breathtaking property that exemplifies the perfect blend of elegance and comfort, creating an alluring atmosphere that beckons you to savor each moment spent within its walls. As you approach this charming abode, you are greeted by an impressive exterior characterized by its classic architectural features and inviting curb appeal. The meticulously maintained landscape surrounds the home, showcasing a harmony of natural elements that provide a serene backdrop. Enticing walkways lead you through vibrant gardens filled with an array of native flora, offering a delightful spectacle throughout the seasons. Upon entering, you are immediately captivated by the spacious foyer that serves as a warm welcome, inviting you to explore the rest of the dwelling. The heart of the home unfolds as you step into the expansive living area, where natural light pours in through large windows, illuminating the elegant design and inviting decor. The layout seamlessly connects the living space to the dining area, making it an ideal setting for both intimate dinners and festive gatherings with family and friends. The culinary enthusiast will revel in the well-appointed kitchen, a true centerpiece of the home. Equipped with modern appliances and ample storage, this kitchen not only caters to practical needs but also inspires creativity in meal preparation. Adjacent to the kitchen, a cozy breakfast nook offers a perfect spot to enjoy morning coffee while soaking in the views of the picturesque outdoor space. As you explore further, you will discover a tranquil sanctuary in the form of the master suite. This generously sized bedroom is designed for relaxation, featuring plush carpeting and an abundance of natural light. The ensuite bathroom adds a touch of luxury, complete with dual vanities, a spacious walk-in shower, and an inviting soaking tub, perfect for unwinding after a long day. Additional bedrooms provide versatility, catering to family members, guests, or even creating dedicated spaces for a home office or hobby room. The outdoor area is nothing short of a private oasis, boasting a beautifully landscaped yard perfect for outdoor gatherings, play, or leisurely evenings under the stars. A meticulously crafted patio provides ample space for entertaining, barbecuing, or simply enjoying the delightful ambiance that this space offers. This property not only presents an inviting and comfortable living environment but also emphasizes a lifestyle that embraces relaxation and connection. Every corner thoughtfully arranged speaks to the care that has gone into maintaining and enhancing the home's charm. With every feature designed with both form and function in mind, this property is a true gem waiting to be cherished by its next fortunate owner.
Source: FMLS #7538554
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7538554
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.