20663 E 43rd Ave, Denver, CO 80249
5 beds · 4 baths · 2,238 sqft
Welcome to This Beautifully Updated 5-Bedroom, 4-Bath Home in Green Valley Ranch This spacious home features a newly updated kitchen with a fresh backsplash, faucet, sink, and countertops. Set on a prime corner lot within the neighborhood, this home combines style and functionality. This home has tons of light. The main level boasts updated vinyl plank flooring, while new carpet throughout the home adds warmth and comfort. All of the bedrooms are generously sized, offering plenty of space for family and guests. The open-concept layout seamlessly connects the living areas, making it perfect for both hosting and relaxing. Whether you're entertaining or unwinding in one of the inviting rooms, the flow of the home ensures every space feels accessible and welcoming. Recent updates throughout give the home a fresh, contemporary vibe, creating a relaxing environment after a day enjoying the many amenities of the neighborhood. This home truly offers a perfect balance of comfort, style, and community. A Prime Location for Both Adventure and Convenience Living here means enjoying the perfect mix of adventure and convenience. Just a short distance away, you'll find scenic parks ideal for outdoor activities, as well as the Green Valley Ranch Golf Club, where you can enjoy a relaxing round of golf. The Shops at Northfield are also nearby, offering a variety of dining, shopping, and entertainment options, from local favorites to popular retail brands. With quick access to I-70, commuting around the city or heading out to explore the natural beauty of Colorado is a breeze. The vibrant Green Valley Ranch community also hosts a variety of events for all ages, from concerts to gardening activities and much more. For additional community details, be sure to visit gvrmetrodistrict.com.
Source: RECO #9078929
Interest rate and monthly payment estimated based on public records.
Source: RECO #9078929
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9078929
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