206 Dillon Dr, Clinton, SC 29325
3 beds · - baths · sqft
Owner Financing and Rent-to-Own Options Preferred! Address: 206 Dillon Dr., Clinton SC 29325 Features: 3 Bed 2 Bath, New Construction Price: $199,900 Explore the flexibility of buying your next home with our owner financing or rent-to-own options at this charming and energy-efficient cottage. Newly constructed, this 1,350 sqft home offers three bedrooms and two bathrooms, designed fo r comfort and low energy usage. Owner Financing: Competitive rates, based on current market conditions. Rent-to-Own: This option provides potential buyers with a unique opportunity to move towards homeownership. Specific terms available upon inquiry. Home Highlights: Open floor plan with vaulted ceilings and large windows. Features a walk-in master closet and all major appliances including an instant gas hot water heater, over-the-range microwave, stainless dishwasher, refrigerator, and gas range. External lockable storage is nice. Built with spray foam insulation for superior energy efficiency. Location: Ideally located near downtown Clinton, close to the Pharmacy school and Presbyterian College. Easy access to 385 and Laurens for quick commutes. Ready to explore your buying options? This isn't just a house—it's a ready-to-move-in home waiting for you. Experience the pride of ownership from day one! Act now to take advantage of these flexible buying options and make this cozy cottage your new home! Owner is a licensed SC Real Estate Agent
Source: GREENVILLESC #1525449
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1525449
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1525449
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.