2057 Indigo Ter, Dunedin, FL 34698
3 beds · 2 baths · 1,538 sqft
Under contract-accepting backup offers. Sellers will have a new roof installed prior to closing with agreed upon & signed purchase agreement. 3 beds, 2 baths, split floorplan with generous living area & vaulted ceilings. Spacious dining room to the right of foyer. Primary suite on the East side of home features walk-in closet & renovated bathroom. Spacious secondary bedrooms separated by additional renovated bathroom. Indoor laundry room adjacent to large kitchen with breakfast sitting area. Large, covered & screened lanai. Fenced, big backyard. New Trane AC & air handler – 2024, New water heater – 2024, Miami-Dade Rated, Triple Pane Hurricane Windows – 2023, New LVP Flooring throughout living, dining, hallways & secondary bedrooms. New paint & baseboards throughout. New dishwasher, stove, microwave, granite countertop, kitchen sink & faucet. Newly renovated primary & secondary bathrooms. Custom shelving installed in closets. New light fixture & ceiling fans. New vinyl fencing on left side of home. Barrington Hills is a popular deed-restricted neighborhood just south of Main Street (Hwy 580) between Keen Rd & N Belcher. 1 mile to Hwy 19, which allows convenient access to Tampa & St Pete. 2 miles east of Downtown Dunedin & 19 miles from Tampa International Airport. Close to the Walmart Neighborhood Market, Publix, Countryside Mall, Whole Foods, & Nature’s Food Patch. The Dunedin Community Center & Hammock Park are 3 miles north. Downtown Dunedin is located 1 mile from Barrington Hills & offers a wide variety of local restaurants, boutique shopping, & outdoor festivals all year round. Mease Dunedin Hospital is 1 mile away. Honeymoon Island State Park is an 8-mile drive & the closest beach with beautiful walking trails, a nature center, & beautiful dog beach. Call & schedule your showing today.
Source: STELLAR #t3550512
Source: STELLAR #t3550512
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550512
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.