2053 Nobscot Pl, Apopka, FL 32703
4 beds · 3 baths · 2,565 sqft sqft
Welcome home to beautiful Emerson Park! This updated 4 bedroom, 3 bathroom home offers a fresh and inviting atmosphere nestled in a wonderful neighborhood to call home. This two-story home is beaming with natural light and blinds throughout for privacy. Step inside and you will discover a formal dining area/flex space to your left, and a formal living room/flex space to your right. A bit further in you will find a large open-concept kitchen and family room, as well as a first-floor bedroom and full bathroom, offering convenience and comfort for guests and suitability for multi-generational living. The spacious granite kitchen boasts a breakfast bar and island, ample counter space and cabinetry, a dinette eating area, and seamlessly flows into the large family room for effortless entertaining. Step through double French doors onto the covered patio and the 500sf deck, perfect for entertaining and outdoor gatherings, with additional backyard space and a rear entry attached two-car garage. Enjoy carpet-free living with low-maintenance ceramic tile and laminate wood flooring throughout. Each of the spacious bedrooms offer ample closet space and large windows, with the master suite boasting an ensuite bathroom complete with dual sinks, a soaking tub, walk-in shower and a large walk-in closet! Embrace the peaceful ambiance of the Emerson Park community, which offers a large pool, clubhouse, exercise room, playground, and designated green spaces. Located near SR 429 and SR 414, you will find it to be an efficient commute to all metro Orlando areas and beyond, and you will be just a few minutes away from the tranquil Wekiva Springs and Kelly Parks, convenient grocery shopping, and medical services at Advent Health Apopka. Don't miss out on this exceptional opportunity to experience comfort, convenience, and community at its finest. Schedule your private showing today!
Source: STELLAR #o6250193
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6250193
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6250193
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.