2053 Nobscot Pl, Apopka, FL 32703
4 beds · 3 baths · 2,565 sqft sqft
Welcome home to beautiful Emerson Park! This updated 4 bedroom, 3 bathroom home offers a fresh and inviting atmosphere nestled in a wonderful neighborhood to call home. This two-story home is beaming with natural light and blinds throughout for privacy. Step inside and you will discover a formal dining area/flex space to your left, and a formal living room/flex space to your right. A bit further in you will find a large open-concept kitchen and family room, as well as a first-floor bedroom and full bathroom, offering convenience and comfort for guests and suitability for multi-generational living. The spacious granite kitchen boasts a breakfast bar and island, ample counter space and cabinetry, a dinette eating area, and seamlessly flows into the large family room for effortless entertaining. Step through double French doors onto the covered patio and the 500sf deck, perfect for entertaining and outdoor gatherings, with additional backyard space and a rear entry attached two-car garage. Enjoy carpet-free living with low-maintenance ceramic tile and laminate wood flooring throughout. Each of the spacious bedrooms offer ample closet space and large windows, with the master suite boasting an ensuite bathroom complete with dual sinks, a soaking tub, walk-in shower and a large walk-in closet! Embrace the peaceful ambiance of the Emerson Park community, which offers a large pool, clubhouse, exercise room, playground, and designated green spaces. Located near SR 429 and SR 414, you will find it to be an efficient commute to all metro Orlando areas and beyond, and you will be just a few minutes away from the tranquil Wekiva Springs and Kelly Parks, convenient grocery shopping, and medical services at Advent Health Apopka. Don't miss out on this exceptional opportunity to experience comfort, convenience, and community at its finest. Schedule your private showing today!
Source: STELLAR #o6250193
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6250193
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6250193