20522 Deer Garden Cv, San Antonio, TX 78266
6 beds · 5 baths · 4,936 sqft
Step into luxury and comfort with this stunning 6-bedroom, 4.5-bathroom home, perfectly blending elegance, functionality, and modern living in a highly desirable neighborhood. Thoughtfully designed for both style and convenience, this home offers the perfect balance of sophistication and comfort, ideal for multi-generational living or those who love to entertain. A standout feature of this property is the two primary suites located on the main level, providing flexibility for a luxurious owner's retreat or a private guest space. As you step inside, you'll be greeted by beautiful hardwood floors flowing throughout the formal living and dining areas, enhanced by a beautifully refinished staircase. The newly replaced carpet adds a fresh and inviting touch, making this home move-in ready. The open-concept layout includes three spacious living areas, two dining spaces, and a dedicated game room, creating endless opportunities for relaxation and entertaining. The media room is a true highlight, perfect for movie nights, sports gatherings, or unwinding in the comfort of your own home. The chef-inspired kitchen features brand-new, top-of-the-line appliances, a large center island, and ample cabinetry for storage, all seamlessly connecting to the expansive covered back patio. Designed for year-round enjoyment, the outdoor space is an entertainer's dream, with a cozy fireplace, hot tub, and private basketball court-perfect for hosting gatherings, relaxing after a long day, or enjoying a friendly game. The home's roof is less than a year old, offering added peace of mind for years to come. For car enthusiasts or those in need of extra storage, the detached three-car garage with a breezeway includes additional storage space above, featuring a convenient lift system to maximize utility. This exceptional property offers a rare opportunity to experience comfort, luxury, and unparalleled convenience. Don't miss your chance to make this remarkable home yours-schedule a private showing today!
Source: SABOR #1840294
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1840294
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.