205 Hawkins Farm Cir, Ball Ground, GA 30107
3 beds · 2 baths · 1,360 sqft sqft
Beautiful Home Inspired By Pintrest! This amazing home boasts 3 bedrooms and 2 full bathrooms with the Primary Suite located on the main floor and nestled on a .73 acre lot. As you drive up to the property you will notice the beautiful tree lined driveway and nicely landscaped yard and custom detail on the inviting front porch, steps & railings, imagine visiting with friends on the freshly stained front porch and inviting them into this lovely home feeling such pride to show all the custom woodwork/up grades that this home has to offer! You can see them all through the house including door trim, baseboards, stairs, railings, shutters inside and out, also hardwood floors, updated lighting, large family room with custom sliding shutters, beautiful rock hearth fireplace with custom wooden mantel, fireplace cover and shiplap above, newly renovated dine-in kitchen with white shaker style cabinets black door/drawer hardware, brick backsplash, 2X6 wood countertops stained & sealed with food grade material, black farmhouse sink/faucet, coordinating lighting, all appliances just over a year old, custom-in wall pantry with large sliding barn door, enjoy many meals in the spacious dining area with chandelier, view of family room, access to back door opening to deck making cookouts a breeze, charming laundry room located off the kitchen includes custom wood shelving, white cabinets, black hardware/lighting, adorable Primary Bath with vanity custom wood framed mirror, white cabinets/black hardware, coordinating lighting, custom walk in closet with sliding barn door, large Primary Bedroom with custom shiplap wall and shutters, the upper level includes, 2 spacious guest bedrooms, one with custom board and batten accent wall and sliding barn door for the closet, guest bath with custom wood framed mirror, coordinating lighting, vanity, tile flooring, "oversized" basement includes a room that is partially finished that could be used as a workout room, playroom, game room or for storage and 2 car garage, enormous, freshly painted back deck would be a great place for entertaining, includes a built-in wooden bench, 200 amp, 3' stock tank pool to cool off on hot summer days and overlooks the wooden three board fence w/wire surrounding the large back yard that includes an adorable small barn and 10x12 storage shed, there is also dry storage under the deck. No HOA and Great Schools! Located just outside the city limits of downtown Ball Ground and convenient to I 575 with access to Canton, Woodstock, Jasper and Alpharetta. You don't want to miss this home!
Source: GAMLS #10366425
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10366425
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10366425