205 Clairidge Ln, Lawrenceville, GA 30046
4 beds · 2 baths · 1,950 sqft
****MOTIVATED SELLER****Welcome to this charming two-story residence nestles in a peaceful subdivision. This property offers a quiet, level lot. As you step inside, you will be greeted by the amazing spacious dining room area. The home brings a flood of nature light throughout. The main floor boasts an open concept that connects seamlessly to the family room with fireplace, creating a bright and airy space for parties and gatherings. The heart of the home lies in the kitchen, featuring Upgraded Granite Counter Tops, Beautiful Backsplash, Eat-In-Kitchen, Laundry Room, Great Appliances and half bath. Take the staircase upstairs to discover Hardwood Floors throughout for the exception of the 3rd additional bedroom with carpet. Enter into the Primary and oversized Master Suite with a separate shower, large walk-in-closet and a luxurious soaking tub offering a private oasis for relaxation. Three additional bedrooms on the upper level shares a full bath with a tub/shower combo, providing comfort and convenience for the family and guests. Enjoy outdoor moments in the private fenced backyard, oversized deck, perfect for grilling and entertaining. This beautiful home also features a New Roof 1year old, New Furnace and New AC Unit less than 6 months old (the housing of the AC Unit is original) along with having an outdoor Irrigation System. Experience the ideal blend of comfort, style and functionality in this lovely Lawrenceville residence. Great amenities that offer swim, tennis and playground. Easy access to Sugarloaf Pkwy, Downtown Lawrenceville, Schools, Fairground, Shopping, Dining, Highways and much more. Back DECK HAS BEEN UPDATED AND PAINTED
Source: FMLS #7464760
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7464760
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7464760
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.