20429 Crooked Stick Dr, Pflugerville, TX 78660
4 beds · 2 baths · 2,364 sqft
This stunning home features a welcoming covered front porch and an impressive three-car garage. Boasting four bedrooms, a dedicated study, and two bathrooms, this spacious 2,350-square-foot residence sits on a desirable 0.39-acre cul-de-sac lot. You'll love the open floor plan, which connects a formal dining room to a bright breakfast area and a modern kitchen. The living room has built in surround sound speakers and two outdoor speakers on the back porch. The reviver will convey so the buyer can hook up to those speakers, The kitchen is a chef's dream, complete with a Butler's pantry, a built-in electric oven, a large island countertop, with the gas cooktop situated on the counter near the oven against the wall, and a microwave. Plus, there's a convenient built-in desk in the breakfast area. The expansive primary suite offers a luxurious ensuite bathroom that includes a dual vanity, a relaxing soaking tub, a separate shower, and a generous walk-in closet. All windows come with solar screens for added comfort and efficiency. The huge backyard provides ample space and privacy, with no neighbors behind. This vibrant neighborhood is packed with amenities, including multiple swimming pools, playgrounds, a basketball court, a pavilion, a gym, a golf course, sand volleyball courts, and a baseball diamond and field. You'll enjoy effortless access to the 130 toll road, Costco, Stone Hill Towne Center, and a selection of fantastic restaurants. This is truly a remarkable place to call home!
Source: ACTRIS #2049085
Financials
Source: ACTRIS #2049085
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.