20411 E 53rd Ave, Denver, CO 80249
1 beds · 3 baths · 2,145 sqft
Ranch Style Property with Mountain Views and Low Maintenance Living! Welcome to the prestigious 55+ Fairway Villas at Green Valley Ranch Golf Club Community! This exceptional one bedroom ranch style property is where luxury and ease meet! There is so much potential featuring a versatile flex room on the main floor and an expansive, finished basement, primed for a second bedroom. Enjoy the breathtaking mountain views from the main floor living area, primary master bedroom, and private back patio, making every day a picturesque retreat. This residence shines with a modern, fresh, and inviting interior design that screams luxury! Enjoy your open concept kitchen, dining, and living space with gorgeous mountain views, tons of natural light and high end finishes throughout. Every counter is a beautiful quartz, high end tile work is showcased throughout the kitchen and bathrooms! Upgraded stainless steel appliances make this home so enjoyable for your day to day and for entertaining! A full bathroom was completed, in the basement in 2022 making downstairs a complete guest retreat, when needed. Community amenities abound with the lodge, clubhouse, gym, restaurant "The Smokehouse at Green Valley Ranch", pool, and golfing options. All designed to enhance your daily living experience and keep you active. Recent updates include a new roof with a, transferable, 30-year warranty, custom blinds throughout, and modern appliances, ensuring the home is equipped with the latest comforts and providing you peace of mind for years to come. This home's location ensures quick and easy access to Denver International Airport (DIA) and is within eyesight of the fabulous Gaylord Rockies Resort. Embrace your chance to own this exquisite home where luxury and low maintenance living collide! Your dream lifestyle is within reach!
Source: RECO #IR1022970
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1022970
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1022970
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.