2041 Tampa Blvd, Navarre, FL 32566
4 beds · 3 baths · 2,869 sqft sqft
The Seller is offering help to make buying easier! With the right offer, they’ll cover some of your closing costs or help lower your interest rate. A great deal to save you money! This property features an IN-GROUND SWIMMING POOL WITH A SCREEN ENCLOSURE—PERFECT FOR ENJOYING FLORIDA'S BEAUTIFUL WEATHER. The backyard is an IDYLLIC RETREAT, IDEAL FOR SWIMMING, RELAXING IN THE HOT TUB, OR BASKING IN THE SUNSHINE ON THE GREEN TURF SIDE YARD. The CURB APPEAL IS SURE TO IMPRESS, WITH A SIDE-ENTRY TWO-CAR GARAGE AND A COVERED FRONT WALKWAY LEADING TO THE ENTRANCE. Step inside to the FOYER THAT GUIDES YOU TO THE SITTING ROOM, FORMAL DINING AREA, AND THE PRIMARY SUITE ENTRY. The PRIMARY SUITE HAS FRENCH DOORS OPENING TO AN AMAZING BATHROOM, FEATURING A TILED WALK-IN SHOWER, SUNKEN SOAKER TUB, DOUBLE VANITY SINKS WITH GRANITE COUNTERTOPS, A MAKEUP AREA, TILED FLOORS, AND A LINEN CLOSET. The BEDROOM ITSELF HAS NEW CARPETING, LARGE WINDOWS FOR NATURAL LIGHT, AND A PATIO DOOR THAT OPENS TO THE POOL AREA—AN IDEAL SPACE FOR RELAXATION. The SITTING ROOM AND FORMAL DINING AREA BOAST WOOD-LOOK TILE FLOORS. The DOUBLE-SIDED FIREPLACE CONNECTS TO THE KITCHEN AND SITTING ROOM, CREATING A COZY ATMOSPHERE. At the heart of the home is the KITCHEN AND BREAKFAST NOOK, EQUIPPED WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, A GAS COOKTOP OVEN, AN ISLAND, AND AMPLE CABINET SPACE FOR ALL YOUR STORAGE NEEDS. Adjacent to the kitchen is the LIVING AREA, FEATURING NEW CARPETING AND LARGE WINDOWS THAT FLOOD THE SPACE WITH NATURAL LIGHT—PERFECT FOR WATCHING YOUR FAVORITE MOVIE. The THREE ADDITIONAL BEDROOMS ARE GENEROUSLY SIZED WITH OVERSIZED CLOSETS AND NEW CARPETING. TWO OF THESE BEDROOMS SHARE A JACK AND JILL BATHROOM WITH TILE FLOORS, GRANITE COUNTERTOPS, AND A TUB/SHOWER COMBINATION. The HALLWAY POWDER ROOM FEATURES TILE FLOORS AND A SINGLE VANITY. The LAUNDRY ROOM IS BRIGHT AND FUNCTIONAL WITH A LARGE WINDOW, STORAGE CABINETS, AND A WASH SINK.
Source: PENSACOLA #650250
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #650250
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #650250
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.