204 Sunset Ln, Pueblo, CO 81005
4 beds · 3 baths · sqft
Discover the home of your dreams in the highly desirable West of City Park area. This stunning 4-bedroom, 3-bath ranch-style gem is nestled on 1.27 acres of private, tree-lined land, offering the perfect blend of modern updates and rustic charm. With over 2,800 square feet of bright and open living space, this home welcomes you the moment you step inside. Recent updates, including a new roof with gutter guards installed last summer, ensure peace of mind for years to come. The outdoor space is truly a paradise. Zoned for horses, the expansive 1.27-acre lot is ideal for a hobby farm or anyone seeking their own private retreat. The property features three additional outbuildings, one of which is large enough to convert into an accessory dwelling unit (ADU). A spacious chicken coop, greenhouse, and fenced garden cater to those with a passion for sustainable living. The newly built custom brick deck, mature landscaping, shade trees, fruit trees, and flourishing grapevines add to the charm and functionality of this outdoor oasis. An oversized two-car detached garage provides ample space for vehicles, toys, and a workshop. Additional features, including a sprinkler system and rain catchment setup, make this property as practical as it is beautiful. Whether you're seeking a peaceful haven, a space to grow and thrive, or an ideal setup for your horses and other animals, this property offers endless possibilities. Don’t miss out on this unique opportunity to own a slice of Colorado country living at its finest. Schedule your private tour today to experience all the incredible features this home has to offer.
Source: PPMLS #2823824
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #2823824
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2823824
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.