204 Morningview Dr, Eustis, FL 32726
3 beds · 3 baths · 3,732 sqft sqft
NEW PRICE!! Welcome to 204 Morningview Drive, Eustis, Florida, where elegance meets comfort in this remarkable single-family home. Built in 2005, this residence sits on an expansive 20,001-square-foot lot and offers over 3,732 square feet of meticulously designed living space. As you step inside this two-story masterpiece, you are greeted by an expansive living space that seamlessly flows into the newly enclosed lanai, now under AC—an exquisite addition completed in 2022. The interior exudes sophistication with Tray and Vaulted ceilings, and a harmonious blend of wood laminate and tile flooring. The spacious living areas include three generously sized bedrooms and three well-appointed baths. The kitchen is a chef's dream, featuring sleek granite countertops and high-quality cabinetry, perfect for culinary adventures and entertaining guests. Also NEW SAMSUNG Kitchen Appliances including, Range, Dishwasher and Microwave in 2024. Retreat to the primary suite, a sanctuary of comfort with a walk-in closet and a luxurious bathroom. Additional rooms such as the office, den, and enclosed lanai allows versatile spaces for work, relaxation, or recreation. The home also features a charming screened-in front porch, perfect for enjoying serene mornings, and a downstairs enclosed lanai that opens up to an expansive balcony, providing an ideal setting for entertaining and outdoor enjoyment. Modern amenities include Ecobee smart thermostats, double-paned energy-efficient windows, and an advanced ADT security system with optional Ring cameras for peace of mind. Step outside to the large, fenced backyard with a spacious deck, ideal for outdoor gatherings and enjoying Florida's beautiful weather. The expansive driveway, including a circular portion, provides plenty of space for your boat and multiple vehicles. With no HOA restrictions, you have the freedom to enjoy your property to the fullest. This exquisite home is perfectly situated only five minutes to Lake Eustis, which connects to the Harris Chain of Lakes, and a short drive to the charming downtown areas of Eustis and Mount Dora. Experience the perfect blend of tranquility and convenience in a neighborhood that offers serene living. Don’t miss the opportunity to own one of the largest homes in this peaceful community. Schedule your private showing today and embrace the luxury lifestyle at 204 Morningview Drive.
Source: STELLAR #o6226198
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6226198
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6226198
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.