204 Acton Ct, Columbia, SC 29212
5 beds · 4 baths · sqft sqft
Welcome to Your Dream Home with Poolside Entertainment! Step into this stunning all-brick, 5-bedroom, 3.5-bath home that combines comfort, style, and endless opportunities for entertainment. Whether you're hosting friends or enjoying a quiet evening, the in-ground saltwater pool and expansive deck create the perfect setting for making lasting memories. Primary Suite: Enjoy a spacious primary bedroom with a luxurious ensuite bath for your own private retreat. Second Floor: Two additional bedrooms on the second floor share a bathroom with a walk-in shower, while a convenient chair lift offers easy access for all ages. Third Floor: Two more bedrooms share another full bath, providing ample space for family or guests. The versatile bonus room above the garage is perfect for an office, gym, or cozy hideaway. The expansive deck, paired with the saltwater pool, offers an inviting atmosphere for gatherings and outdoor relaxation. Poolside furniture stays with the home, so you're ready for fun right from day one. Updates from 2022-2024: new windows, plantation shutters, front door, air handler, HVAC systems, vent boots, and flooring throughout - making it fully modernized and ready for its next owners. Don't miss out on this rare opportunity to own a home that offers modern comfort, outdoor luxury, and so much more! Being sold As-Is.
Source: COLUMBIASC #593030
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #593030
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #593030