2033 Running Brushy Bnd, Leander, TX 78641
4 beds · 3 baths · 2,916 sqft
Situated on the corner of a quiet street, this newly built home offers thoughtful touches and custom design. Very well-maintained, this home features a desirable one story open floor plan, high ceilings, picture windows, and tons of natural light. The expansive kitchen opens to the family and dining area with a large center island and plenty of room for entertaining and family time. The gourmet kitchen features stainless steel appliances, glass front cabinetry, custom marble backsplash, quartz countertops, and a large pantry. The primary suite boasts double vanities, large walk-in shower, soaking tub, and two large walk-in closets. A study or playroom off of the main living room, three additional bedrooms and 2 baths round out this well-appointed one story floor plan. This beautiful home is on one of the largest corner lots in the neighborhood and also offers a covered back porch, large backyard with irrigation system, a water softener and water filtration system as well as a 3 car garage. Excellent Leander ISD schools with Elementary on-site and neighborhood amenities galore!
Source: ACTRIS #4807754
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4807754
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4807754
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.