2032 Barbette St, Aledo, TX 76008
3 beds · 3 baths · 1,938 sqft
Now available in Walsh, 2032 Barbette offers modern style and everyday comfort in a prime location near Walsh Elementary and Overlook Park. This 3-bedroom, 2.5-bath home is filled with trendy, desirable finishes and plenty of natural light, creating a bright and inviting space. The open-concept layout features a cozy fireplace in the living area, a stylish accent wall in the dining room, and a chef-inspired kitchen with gas cooking, plus plenty of counter space and storage. Also included is a gas tankless water heater for energy efficiency. The primary suite includes an oversized super shower, providing a spa-like retreat. Step outside to enjoy a beautiful backyard with a built-in firepit, perfect for relaxing or entertaining. Located in the highly sought-after Walsh community, this home is surrounded by great neighbors and top-tier amenities, including 2 pools, several parks and playgrounds, trails, a fitness center with weekley classes, tennis, pickleball and basketball courts, makerspace with woodworking shop and 3D printer, and more. Don’t miss your chance to own this move-in-ready home in Walsh. Schedule your showing today.
Source: NTREIS #20857009
Financials
Source: NTREIS #20857009
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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