2031 Moon Rise Dr, Windsor, CO 80550
4 beds · 4 baths · 2,703 sqft sqft
This home is in beautiful condition. Lived in less than 2 years and very well taken care of. You will enjoy the open concept main floor with bright sunlight throughout the day! You can have your office on the main floor or use it as a 5th bedroom. The full size walk in pantry as well as the second pantry in the kitchen and entry will help you keep your kitchen looking beautiful, Upstairs there are 3 secondary bedrooms on with a full bathroom attached, there is an additional full bathroom for the rest of your guests as well as a full living/family room. Dont forget the beautiful primary suite with a full 5 piece bathroom and a full walk in closet. The Dual Zone HVAC system with smart thermostats will keep the whole home comfortable while helping you keep costs down. You wont want for anything in this home, but if you do there is a full 1100+ Sqft basement that you can finish to your liking. The Outside is on a beautiful corner lot with good views. You have to see it yourself.
Source: RECO #8939230
Interest rate and monthly payment estimated based on public records.
Source: RECO #8939230
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #8939230
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