2031 Eaton St, Maitland, FL 32751
4 beds · 3 baths · 2,518 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*2.99% Assumable Mortgage Rate Available* Welcome to 2031 Eaton Street, a modern haven just moments from the heart of Eatonville with no HOA! This renovated gem boasts 4 oversized bedrooms, 3 full bathrooms, and a sprawling 2518 square feet of living space on a 9,998 square foot double lot. Step inside to discover a spectacular open floor plan with new flooring throughout. Unwind by the wood-burning fireplace in the spacious sunken living area, perfect for cozy gatherings. This home boasts not one, but two, sets of charming French doors leading out to a spacious screened in Florida room. The indoor-outdoor space offers versatility for relaxation and entertainment, while the private outdoor deck provides a serene retreat for al fresco dining and lounging. End your night by roasting marshmallows in the outdoor fire pit in the fully fenced in, private backyard. The heart of the home is in the recently renovated kitchen, where culinary delights come to life amidst Quartz countertops, an oversized island, modern shaker cabinets, newer stainless steel appliances, and an entire wall of pantry storage. The impeccably placed kitchen desk doubles as a drop off zone as you enter the kitchen from the two-car garage. The soaring ceilings of the dining room create a modern and elegant dining experience for family and guests. The separate and spacious front bedroom and full bathroom are an in-laws dream come true, offering additional privacy for house guests. The spacious primary bedroom offers a sanctuary of relaxation with ensuite bathroom, vanity dressing area and walk-in closet. Two additional bedrooms offer space and comfort for loved ones. Minutes from I-4, Winter Park shopping and dining, and the heart of Maitland, this home is tucked just outside of the hustle and bustle all of Orlando has to offer. The theme parks and airport are all under 30 minutes away! Don't miss out on the chance to call this contemporary oasis your own in this vibrant neighborhood. Embrace the appeal of modern living at 2031 Eaton Street, where style, space, and comfort converge.
Source: STELLAR #O6277170
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6277170
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.