203 Larissa Dr, Charleston, SC 29414
3 beds · 3 baths · sqft sqft
Get ready to fall in love with this stunning low country gem! With tons of fabulous upgrades and an unbeatable location, this is the perfect place to call home!Step inside to discover a freshly painted, and newly carpeted, bright and cheerful space featuring gorgeous kitchen cabinets, sleek stainless steel appliances, granite countertops, and a stylish backsplash that's sure to impress. The first floor flows beautifully with 9-foot ceilings, and ample elbow room, making every room feel spacious, inviting and connected.Enjoy your morning coffee or evening relaxation on the screened-in back porch, surrounded by the serene beauty of the woods--your own private oasis! The garage is a showstopper too, boasting an immaculate epoxy-coated floor, built in shelving, and a workbench...that's ready for some good projects. As you head upstairs, you'll find two generously sized bedrooms, each with custom closet space to keep you organized, and a spacious full bathroom for those rooms to share. Plus, the laundry room is conveniently located on the second floorhow handy is that? The master bedroom is a true retreat. It is bright, inviting and quite large. It features a massive walk-in closet with incredible built-ins, perfect for all your wardrobe needs. And don't forget about the stylish bathroom with a water closet for extra privacy. This home has everything you've been looking for: spacious rooms, great upgrades, privacy out back, New paint and carpet and an HVAC that's only a year old. That'll keep some money in the bank for you!!,With custom built-in shelving and so much more, you'll love every corner of this delightful space. Oh and did I forget to mention the dog park, playground, pool, sidewalk, recreation center, tennis, pickleball, grocery, restaurants, coffee shop, storage, and several other services that are in arms reach??? I thought so. Minutes from downtown and beaches. What's not to love? Come see it for yourself and start making wonderful memories in your new home!
Source: CTAR #24027554
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24027554
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24027554
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.