203 Green St, Fremont, NC 27830
3 beds · 2 baths · 2,077 sqft
Welcome to small town living! Custom quality built brick 3 bedroom, 2 bath ranch style home situated on a corner lot in Fremont! TWO fireplaces! Upgrades include NEW ROOF on house and workshop, NEW HEATING AND COOLING SYSTEM WITH NEW DUCTWORK plus NEW FLOORING IN FAMILY ROOM, KITCHEN AND LAUNDRY! Rear carport features large storage room! Vinyl windows! Front entry has recessed front door with sidelites! Brick walk and cascading front steps greet guests out front! Double recessed pocket doors lead from foyer to the living room that features Fireplace # 1. Formal dining room is beside the living room and also has a door that leads to the kitchen. Back to the foyer and straight ahead leads to the family room with custom brick Fireplace #2, exposed beams, recessed ceiling lights and triple window! Next is the roomy kitchen with solid surface countertops and built-in desk with shelving! Pantry! Eat-in dining area also has a door convenient to the carport! Spacious master bedroom has 3 generously sized closets, recessed ceiling lights and adjoining private bath. Laundry room features deep sink and wall cabinets! Hallway has 3 additional large closets and big hall bath. Bedroom 2 and bedroom 3 finish out this home with beautiful hardwood floors! Back patio ready for get-togethers! Wired detached single car garage with roll-up overhead door and walk through entry is great for hobbies and storage. Easy commute to Seymour Johnson AFB, Wilson, Goldsboro, Smithfield and more! You'll love this wonderful place to call home!
Source: NORTHCAROLINAREGIONAL #100475229
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100475229
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100475229
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.