2028 Woodleaf Hammock Ct, Bradenton, FL 34211
4 beds · 5 baths · 2,990 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Huge Price Improvement—Motivated Sellers! Don’t Miss This Opportunity! * Assumable 2.6% mortgage* Prepare to be swept off your feet by this spectacular Lakewood Ranch pool home, complete with an in-law suite and an impressive list of upgrades that will make your heart flutter! This multi-generational masterpiece is designed for ultimate comfort, functionality, and elegance, nestled within the gates of Woodleaf Hammock. With 4 bedrooms, 5 bathrooms plus an office and kitchenette on the main floor, this gem invites you into a world of and convenience. The in-law suite is a dream come true for extended family or live-in caregivers, featuring a private entrance, cozy bedroom, ensuite with a walk-in shower, living room, and a kitchenette equipped with a sink, beverage fridge, and microwave. The upgraded gourmet kitchen is a chef's paradise, boasting a massive island, soft close cabinets, and stunning quartz countertops that flow throughout the home as well as a tankless water heater. Entertain with ease in the spacious living room, adorned with a tray ceiling, crown molding, upgraded lighting, and stereo system throughout. LVP flooring runs seamlessly throughout the first and second floors, while wood shelving in all closets keeps you organized. Upstairs, a loft area with a full bathroom and a large air-conditioned storage closet awaits, offering endless possibilities for a home gym, playroom, or additional living space. Each bathroom features a walk-in shower complete with shower doors, and all bedrooms enjoy the luxury of an ensuite. Step outside to your private resort-style retreat, where travertine tile surrounds the heated salt water pool, and an upgraded outdoor kitchen with cabinets and a gas hookup makes alfresco dining a breeze. Admire the tile roof, brick paver driveway, and gutters around the entire exterior, ensuring this home is as beautiful as it is functional. The community amenities of Woodleaf Hammock are the cherry top, offering a resort-style community pool, BBQ/grilling area, dog parks, pickle ball courts, and a playground. And with Lakewood Ranch's endless attractions – A+ rated schools, University Towncenter Mall, shops, restaurants, farmers markets, entertainment, and Gulf Coast Beaches just 30 minutes away – you'll be living the ultimate Florida lifestyle! Financial perks await with a lender approved assumable 2.6% mortgage, making this home not only gorgeous but also a smart investment. This home is a true gem, packed with upgrades and designed for multi-generational living. Don't miss out on this extraordinary opportunity – contact us now to schedule a viewing and make this breathtaking paradise yours!
Source: STELLAR #A4635716
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4635716
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.