2027 Broken Oak St, San Antonio, TX 78232
3 beds · 2 baths · 2,956 sqft
Inviting Two-Story Home with Exceptional Upgrades and Outdoor Oasis Step into this charming two-story home that perfectly blends modern convenience with timeless elegance. Boasting 3 spacious bedrooms and 2 bathrooms, the home offers a thoughtful layout with the primary bedroom situated on the main floor for ultimate privacy. Upstairs, you'll find a versatile gameroom that can easily function as a fourth bedroom, catering to your family's evolving needs. The heart of the home features two cozy dining areas and a dedicated office space, ideal for remote work or study. The large sunroom, bathed in natural light from its expansive windows, has been beautifully updated with a new roof and ceiling in 2021, and is wired for surround sound, creating an inviting space for relaxation or entertaining. Throughout the home, rich hardwood floors installed in 2021 add warmth and sophistication. Noteworthy upgrades include modern electrical panels replaced in 2018, a Tesla charger installed in 2021 for eco-friendly convenience, and a brand-new AC unit added in 2024 to keep the home comfortable year-round. Additionally, the home is equipped with fully paid solar panels installed in 2024, promoting energy efficiency and sustainability. The library features custom built-ins added in 2019, and the cozy breakfast nook was updated the same year to enhance your morning routines. Step outside to discover a true backyard retreat. The in-ground swimming pool, refinished in 2020 with a new pump and filter, is perfect for cooling off on hot days. Surrounded by mature trees, the spacious yard also includes a charming firepit, added in 2018, ideal for gathering with friends and family on cool evenings. The front yard is maintained effortlessly with an installed sprinkler system. This home offers a seamless blend of modern amenities and classic charm, making it the perfect place to create lasting memories. Schedule your private tour today!
Source: SABOR #1840624
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1840624
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.