2026 Prairie Ridge Ct, Fuquay Varina, NC 27526
4 beds · 3 baths · 2,794 sqft
Set within Meadowview at Crooked Creek, this beautiful home offers a perfect balance of style, comfort, and functionality. Enjoy access to neighborhood amenities including a pool, tennis courts, and a playground—all just minutes from downtown Fuquay-Varina. Inside, site-finished hardwoods, refinished in 2023, add warmth and elegance throughout the main living areas. The refreshed kitchen shines with new quartz countertops, new backsplash, updated lighting fixtures, and stainless-steel appliances added in 2024—perfect for both everyday living and entertaining. A dedicated formal dining room and eat-in kitchen provide plenty of space for gatherings both formal and casual. Designed for versatility, this home features three spacious bedrooms, a large bonus room that can serve as a fourth bedroom, and a loft that offers additional flexible space. There's also a flex room on the main level—ideal for a home office, playroom, or study area. A custom-built drop zone adds thoughtful functionality near the entry from the garage. The inviting living room with a natural gas log fireplace creates a cozy atmosphere, while neutral paint throughout enhances the bright and airy feel. Step outside to enjoy the screened porch and adjoining patio, perfect for grilling, relaxing, or entertaining. The shaded, .25-acre backyard is beautifully landscaped with natural greenery, offering a peaceful retreat. This home is just minutes from Hilltop Needmore Town Park & Preserve, offering 143 acres of green space, ponds, and over five miles of scenic trails. With convenient access to US-401, HWY 55, and I-540, you'll enjoy both tranquility and an easy commute. Don't miss this opportunity to make it your own!
Source: TRIANGLEMLS #10085243
Source: TRIANGLEMLS #10085243
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.