2021 W Sandusky St, Broken Arrow, OK 74012
5 beds · 3 baths · 3,490 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Experience luxury living in this showstopping 5-bedroom, 3-bath home, nestled on the #7 Par 3 Tee Box of Battle Creek Golf Club in Broken Arrow. A former Parade of Homes winner, this residence is a rare blend of timeless design and modern upgrades, offering panoramic golf course views, resort-style outdoor living, and a thoughtfully designed interior ideal for entertaining family and friends. This spacious 3,490sqft home features a cook’s dream kitchen with top-tier appliances, ultra-quiet dishwasher, pop-up island receptacles, upgraded work-space sink & glass rinser, and a recirculating airflow vent hood system that keeps the space fresh. The formal dining room showcases exquisite trim carpentry and designer wall treatments, providing focal points as the home flows through transitional open floor plan. The main level boasts high ceilings, a stone fireplace with built-ins, and rich architectural details throughout. Custom plantation shutters add elegance and functionality across the home. The primary suite includes private patio access and a spa-like bath w/ a large walk-in closet. While two additional bdrms, a full hall bath, and a dedicated Executive office w/ outdoor patio access round out the first floor. Upstairs offers two more bdrms and a game/media room ideal for guests or teens providing an extremely flexible and functional floor plan. Step outside to your own private oasis: a professionally designed outdoor kitchen and patio overlooks the course and beyond—perfect for entertaining, grilling, or enjoying peaceful evenings with a view. The built-in home audio system extends throughout the first floor and onto the back patio, setting the perfect vibe indoors and out. A unique climate-controlled 3-car garage w/ access to the front porch adds extra comfort and functionality. Located in the heart of Broken Arrow near shopping, dining, recreation, and local schools, this exceptional home offers luxury, lifestyle, and location all in one package.
Source: MLSTECHNOLOGY #2515500
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSTECHNOLOGY #2515500
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
