2021 Brittany Park Rd, Santa Rosa Valley, CA 93012
4 beds · 5 baths · 3,777 sqft
Presenting a single-story estate with all the expected amenities. This remarkable lot is entirely flat and spans over an acre. A child safety fence surrounds a luxurious pool and spa. The grounds resemble a park, featuring a BBQ center, raised garden beds, a children's play park, a water feature, a fire pit, expansive lawns, and much more. With a big front setback, this estate offers ultimate privacy. Inside, experience finest appointments of a remodeled custom home. Custom paneled walls, high ceilings, stunning wide plank LVP floors, custom shutters, and an open floorplan flooded with natural light. Custom fixtures are found throughout this home. The three-car finished garage includes a Tesla charger ample storage space, and additional space used as a gym. The sprawling romantic primary suite features a fireplace with a view of the grounds, dual sinks, a separate shower and tub, ample counter space, and a large walk-in closet. Large secondary bedroom suites. The stunning custom kitchen boasts elaborate stone countertops, a center island, a double-door refrigerator, and top of the-line appliances. All open to a spacious family room with a fireplace, abundant light, and views of the park-like grounds. Forget Starbucks! coffee from your own coffee center located off the kitchen and family room. Large custom wood and glass front doors provide the entry hall with lots of light. The formal dining room, great for entertaining, is graced by a modern chandelier. Additionally, there is a sunny breakfast room. The property also features solar panels and smart house features, including 'smart sprinklers' and much more. Camelot Estates offers a serene lifestyle in a gated enclave multimillion-dollar homes, providing security, peace, and quiet. Garage door openers, sprinklers, fountain, pergola, lights etc. all done by WIFI. Many 'Smart House' features.
Source: CRMLS #V1-27723
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #V1-27723
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.