2020 Brickton Sta, Buford, GA 30518
3 beds · 3 baths · 2,789 sqft sqft
Exceptional Ranch-Style Home in Prestigious Brickton Station, Buford, GA – Your Dream Home Awaits! This extraordinary, single-level gem in the highly coveted Brickton Station Swim Tennis Community offers a truly unparalleled lifestyle within the top-rated City of Buford school district. Boasting 2,800 sq. ft. of beautifully appointed living space, this move-in-ready residence features 3 spacious bedrooms, 2.5 baths, a convenient 2-car garage, and a carport providing space for 2 additional vehicles—perfect for car enthusiasts or families with extra vehicles! From the moment you step inside, you’ll be captivated by the sunroom’s gorgeous Palladian windows, filling the home with natural light and adding to the charm and character of this thoughtfully designed layout. Freshly painted with stylish neutral tones, every corner of this home exudes sophistication, highlighted by updated light fixtures and a new water heater for modern comfort. Premium updates abound, including a newly installed fire pit, custom garden boxes, and meticulously landscaped grounds that create the perfect setting for outdoor entertaining and relaxation. The impressive walkable attic offers excellent expansion potential, ideal for a second-floor conversion or additional storage. The remodeled Jack & Jill and half baths provide contemporary convenience, and the home is equipped with a seven-zone underground sprinkler system for easy maintenance. Enhanced with an EV charger, ADT-ready security system, and strategically placed cameras, this home caters to today’s modern lifestyle needs. And in Brickton Station, the community amenities are second to none—enjoy the sparkling pool, tennis courts, and a fun-filled playground. With easy access to premier shopping, dining, and entertainment at the Mall of Georgia, as well as outdoor recreation at Lake Lanier, this home delivers a harmonious blend of luxury and convenience. Don’t miss the opportunity to own this exquisitely maintained and upgraded property—a truly remarkable offering in one of Buford’s most sought-after communities!
Source: FMLS #7478575
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7478575
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7478575
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.