2019 Volterra Way, Colorado Springs, CO 80921
3 beds · 3 baths · 1,828 sqft
Location, location, location! Come see this beautiful home in an absolutely stunning neihgborhood in Flying Horse, which has been rated as the #1 neighborhood in the city! From the moment you approach from the lovely green area and up onto the welcoming full-length front porch, you'll feel at home. Move-in ready and immaculate, you'll feel right at home when you open the front door to the wide-open main level, which is great for entertianing and family fun, with the large upgraded kitchen being the center piece of the home. It is graced with 42" cabinets, upgraded stainless appliances, gas range/oven and granite counters and island with breakfast bar, and overlooks the dining area and living room. Large windows with top-down, bottom up shades let natural light flood in, while maintaining your privacey and making the LVP flooring gleam. There is a lovely built in modern fireplace to add ambience and warmth. Don't miss the HUGH walk-in pantry, and the comfy built-in bench off the garage entry. Upstairs you'll find a generously sized master bedroom with large ensuite bath and a luxurious large walk-in shower with dual rain shower and spray heads. Pikes Peak and mountain views highlight the big secondary bedrooms. One of the bedrooms has LVP flooring, so can double as an office or guest room with custom wall treatments that elevate the space. Out the back door is a private back yard, sized ideally to enjoy the outdoors without adding tons of work to your day. It is just a short walk to a scenic large park and hiking trails, as well as The Club at Flying Horse where you can have a romantic dinner watching the sunset over the golf course. You have the option to join the golf club & use all the amenities at the Club at Flying Horse, including the 5 salt water swimming pools.
Source: PPMLS #6371047
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #6371047
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6371047
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.