2013 Turtle Pond Dr, Reston, VA 20191
3 beds · 4 baths · 2,948 sqft
Get a free consultation call with an expert in the mortgage assumption process.
VA assumable Loan Available*** Welcome to 2013 Turtle Pond Dr, a stunning large townhome located in a quiet cul-de-sac community, complete with lake access and picturesque lake views. This beautifully updated home features a spacious main level highlighted by an open kitchen and breakfast room, adorned with elegant quartz countertops and hardwood floors throughout. The dining room seamlessly connects to a rear deck, overlooking a lushly landscaped backyard—perfect for entertaining guests or enjoying serene outdoor moments. The expansive two-story great room, featuring a cozy wood stove, offers a welcoming space to relax and unwind. Unique open staircases enhance the airy and lofty feel, showcasing Reston’s iconic architectural design. On the second level, the primary suite provides a luxurious retreat, complete with a spa-inspired bathroom boasting a custom vanity, double sinks, a huge soaking tub, and a generous closet. Floor-to-ceiling windows offer breathtaking views of Lake Thoreau, filling the space with natural light. The top floor is an inviting open loft, ideal for an intimate family room, complete with a cozy fireplace and built-in shelving. Enjoy views from both the back deck, which overlooks tranquil trees, and the front deck that looks out to the lake. A third full bath on this level adds versatility for guests or can be transformed into a fourth bedroom. The lower level of the home includes convenient access to the utility room, laundry room, and garage, alongside a finished office featuring a large walk-in cedar closet. This remarkable townhome combines comfort, style, and outdoor beauty, making it a perfect place to call home. 2025 3 New Kohler Toilets New Quartz Counter Tops and Sink in Kitchen 2024 Remodeled Loft (4th Floor) Balcony Deck with TREX Loft (4th Floor) Created "finished" Outdoor Closet Storage. Complete "Full Thickness" Driveway replaced and paved. Over Range Microwave Oven replaced 2023 Two Remodeled Bathrooms (Loft and Guest Bedroom Area) 2022 Loft Air Conditioner Replaced. Window with Screen replacement for Entire House 2021: Stairs Replaced with New Treads and Risers from 2nd to 3rd Floor 1st Floor Office Remodeled (Wood Floor & Ceiling Fan) New Window Blinds 2020: HVAC Replaced Remodeled/Installed Entry Way Porch Stairs & Landing with TREX Two Sliding Patio Doors installed on 4th floor loft Garage Door Opener replaced Wood Floors installed on Bedroom Level (4th Floor Loft) 2019: Carpet Replaced with Wood Floors on Bedroom Level (3rd Floor) Created Garage Storage Space 2015 New Roof
Source: BRIGHT #VAFX2222310
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2222310
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.