VA loan
1 of 40
VA loan
$1,650,000

2013 Sea Eagle Vw, Austin, TX 78738

4 beds · 4 baths · 3,509 sqft sqft

Spectacular luxury greenbelt home in West Austin’s prestigious Vista Pointe section of Lake Pointe. Stunning backyard oasis with an inground pool & spa, a large covered back porch with a built-in grill, a fenced-in yard with a lush lawn area, verdant landscaping, and breathtaking greenbelt views. Majestic curb appeal with mediterranean-style architectural design with stone & stucco masonry, enchanting turrets, a tiled roof, lush landscaping, and a side-facing 3-car garage with freshly stained wooden doors. The exquisite interior boasts a jaw dropping entry foyer with a winding staircase and two-story ceilings. Stunning open floor plan infused in natural light with tall ceilings, refreshing travertine flooring, a fireplace flanked by sophisticated built-ins, and double French doors that open onto the outdoor living space. The pillared formal dining room opens to the kitchen and main living area through sweeping archways. Amazing chef-inspired gourmet kitchen with a center island, bar seating, granite countertops, built-in SS appliances, and bountiful under-lit cabinetry wrapped in crown molding. Luxury secluded main floor primary suite with a lavish ensuite bath featuring a must-see walk-in shower nestled in a turret, plus a jetted soaking tub, separate vanities, and two walk-in closets. Convenient main floor guest room or home office with a closet. Upstairs you will find a gorgeous bonus living area with surround sound plus two additional bedrooms with ensuite baths. Residents enjoy Lake Pointe’s resort-style amenities including a pool & splash pad, parks, tennis court, basketball court, serene walking trails, and access/day dock to Lake Austin. Low 1.7 tax rate for 2024. Nearby you will find trailhead access to scenic Bohls Hollow trail where you will find miles of picturesque trails with waterfalls. Just a few miles to HWY 71 and the Hill Country Galleria and HEB. Just 15 miles from the heart of Downtown Austin. Secure your showing today!

Interest rate 3
2.86%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$2,976
With Roam
$4,405
Reduce your monthly payments by $1,428 when you assume this mortgage.
You also save $464,330 in total interest paid.

$977,266
Edit

You may be able to put down less than the total down payment amount of $977,266 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
3,509 sqft
Lot size
0.2753 acres
Year built
2007
Type
Single Family Residence

Source: ACTRIS #9837971

Loan
Remaining term
27 years, 1 month
Rate
2.86%
Monthly P&I
$2,976
Remaining loan balance
$672,733

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

expand content

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

expand content

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

expand content

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

expand content

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

expand content

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Oct 23, 2024 10:35 am
Listing agent: Charla Housson (512) 680-4344
Listing provided courtesy of: Compass RE Texas, LLC (512) 575-3644
Details provided by ACTRIS and may not match the public record.
MLS ID: #9837971
Based on information submitted to the MLS GRID as of Oct 24 2024 - 07:13. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$2,976/mo
View details