2013 Sea Eagle Vw, Austin, TX 78738
4 beds · 4 baths · 3,509 sqft sqft
Spectacular luxury greenbelt home in West Austin’s prestigious Vista Pointe section of Lake Pointe. Stunning backyard oasis with an inground pool & spa, a large covered back porch with a built-in grill, a fenced-in yard with a lush lawn area, verdant landscaping, and breathtaking greenbelt views. Majestic curb appeal with mediterranean-style architectural design with stone & stucco masonry, enchanting turrets, a tiled roof, lush landscaping, and a side-facing 3-car garage with freshly stained wooden doors. The exquisite interior boasts a jaw dropping entry foyer with a winding staircase and two-story ceilings. Stunning open floor plan infused in natural light with tall ceilings, refreshing travertine flooring, a fireplace flanked by sophisticated built-ins, and double French doors that open onto the outdoor living space. The pillared formal dining room opens to the kitchen and main living area through sweeping archways. Amazing chef-inspired gourmet kitchen with a center island, bar seating, granite countertops, built-in SS appliances, and bountiful under-lit cabinetry wrapped in crown molding. Luxury secluded main floor primary suite with a lavish ensuite bath featuring a must-see walk-in shower nestled in a turret, plus a jetted soaking tub, separate vanities, and two walk-in closets. Convenient main floor guest room or home office with a closet. Upstairs you will find a gorgeous bonus living area with surround sound plus two additional bedrooms with ensuite baths. Residents enjoy Lake Pointe’s resort-style amenities including a pool & splash pad, parks, tennis court, basketball court, serene walking trails, and access/day dock to Lake Austin. Low 1.7 tax rate for 2024. Nearby you will find trailhead access to scenic Bohls Hollow trail where you will find miles of picturesque trails with waterfalls. Just a few miles to HWY 71 and the Hill Country Galleria and HEB. Just 15 miles from the heart of Downtown Austin. Secure your showing today!
Source: ACTRIS #9837971
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9837971
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9837971
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.