2013 Heatherstone Ct, Plainfield, IL 60586
4 beds · 4 baths · 3,178 sqft
Welcome to this exceptional 5-bedroom, 3.5-bath home, featuring the Cardiff Model in the highly sought-after Clublands neighborhood. With soaring high ceilings and hardwood floors throughout, this home is designed for comfort, style, and functionality. As you step inside, the home opens to a grand foyer, setting the tone for the rest of this meticulously maintained space. The spacious office is perfect for working from home, while the chef-inspired kitchen boasts stainless steel appliances, a large island, and a convenient walk in pantry - ideal for both everyday meals and entertaining guests. Custom-built closets in every bedroom ensure ample storage and organization throughout the home. The finished basement is truly one-of-a-kind! It features a mother-in-law suite with a second kitchen, a cozy bedroom with a Murphy bed, and custom shelving for a seamless living experience. The spa-like bathroom includes a walk-in shower with stunning designer glass tiles, multiple faucets, including a full rain shower head and three body sprayers, for the ultimate relaxation experience. In addition, the basement is home to a kids retreat, complete with a rock climbing wall and a slide, offering endless fun and creativity. It also features a multipurpose room. The large basement storage area provides plenty of space for your needs. Patio doors lead you out to a spacious patio and backyard area, perfect for outdoor gatherings or quiet relaxation. Recent updates include Newer windows (all top windows- tinting) February 2023, AC 2019, furnace and water heater 2020 and roof 2016. This home offers a perfect blend of luxury, practicality, and fun. With spacious living areas, custom features, and a well-designed basement, it's truly a standout. Walking distance to parks, schools, a clubhouse with a pool and fitness center, basketball and tennis courts, scenic bike paths, and stocked ponds. Don't miss your chance to own this dream home - schedule your tour today!
Source: MRED #12301823
All values shown are estimated costs / mo.
Source: Public records
Source: MRED #12301823
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.