2013 Elizabeth St, Tarboro, NC 27886
3 beds · 3 baths · 2,109 sqft sqft
Beautiful Brick Ranch with inviting pool. Welcome to your dream home! This brick ranch offers timeless appeal and modern comfort. Nestled in a quiet, desirable neighborhood, this property features a classic single-story design with a beautifully maintained exterior and lush landscaping. Step inside to discover a spacious floor plan, showcasing new LVP flooring and abundant natural light. The cozy living room, with its elegant brick fireplace, creates the perfect atmosphere for relaxation and gatherings. The adjoining dining area is ideal for both casual meals and formal entertaining. The well-appointed kitchen boasts updated appliances, ample cabinet space, and a convenient pantry and room for breakfast nook. Each of the generous bedrooms offers comfort and privacy, with the master suite featuring a private en-suite bathroom for your convenience. The two secondary bedrooms share a full bath in the hallway. But the true highlight of this home is the stunning outdoor space. The backyard is a private oasis, anchored by a sparkling in-ground pool and brick outdoor fireplace. Enjoy sunny afternoons lounging by the poolside or host lively summer barbecues in the shaded patio area. The well-maintained grounds also provide plenty of room for gardening and play. Additional amenities include a one-car detached garage, laundry area, second den with an additional fireplace and plenty of storage throughout. With its combination of classic charm, modern updates, and an exceptional outdoor retreat, this brick ranch home is truly a rare find. In addition, this home has a new Energy Star rated roof, new insulated aluminum windows, new pool liner, new salt generator, new variable speed programable pool pump, new gazebo, new privacy fence, new under house insulation, new gas range top and new tankless water heater! Don't miss the opportunity to make this exquisite property your own!
Source: NORTHCAROLINAREGIONAL #100461186
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100461186
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100461186