2013 E Del Webb Blvd, Sun City Center, FL 33573
2 beds · 2 baths · 1,975 sqft
Discover a great opportunity located in the NUMBER 1 Rated Retirement Community in America! Caloosa Palms II in Sun City Center is a sought-after location that is PET FRIENDLY, has No CDD, No Flood Zone, and your grounds maintenance is included in the Low HOA fee. The private lot overlooks mature trees on this former golf course where you will enjoy nature including a variety of birds and other wildlife. This Martinique split floor plan has 2-bedrooms, 2-bathrooms and 1975 sq ft of living space that includes Bonus Room AND a FOUR SEASONS ROOM. The kitchen is the hub of the home and has wood cabinetry with ShelfGenie® pull out shelves, stainless steel appliances, built-in desk, a breakfast bar and access from both the living room and the dining room. There is an eat-in space nestled into the kitchen nook, which is great for quick meals, card games and even a puzzle table! The Bonus Room is currently being used as a bar and ideal for many options including a craft room, office and additional sleeping space when needed as it can accommodate a sleeper sofa with ease! The FOUR SEASONS ROOM is Ah-Mazing with windows that wrap the entire space and an entry/exit for ease of back yard access. This room has its own mini-split which allows to keep the room cool when needed. You can also open up the windows and enjoy it as a screen room if you desire! The VIEWS are calming, and you will relax in this space daily! The primary bedroom is large enough to accommodate oversized furniture without crowding and the en-suite bathroom allows for dual use with two sinks and a private water closet. The vanity is oversized and allows for lots of storage. The walk-in closet is smartly designed with shelving and makes the best use of the entire space! The second bedroom is also very generous in size, has a window seat and quick access to the second bathroom! The laundry room is inside, has cabinetry storage and a utility sink. Additional features include IMPACT RATED WINDOWS, GAF® shingle roof installed in 2014, irrigation system, paved drive and walkway, screened and covered front porch, water softener & hot water heater installed in 2022, 2-Car garage with sliding screens, flower bed curbing around the entire perimeter of the home with pebble rocks, mature and colorful plantings including palm trees, cathedral ceilings, a solar tube, ceiling fans throughout and is MOVE-IN READY! This is a GOLF CART FRIENDLY community with activities to suit virtually every interest! The amenities include community pools (indoor & outdoor), fitness, shuffleboard, softball, lawn bowling, pickleball, lapidary, art and more! Most other needs are a golf cart drive away including grocery shopping, salons, banks, Veterans support, a hospital Tampa International Airport, close to Sarasota shops & 20 minutes to Ellenton Prime Outlets!
Source: STELLAR #tb8316424
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8316424
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8316424
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.