2012 Presidio St, Navarre, FL 32566
3 beds · 2 baths · 1,606 sqft
Welcome home to this stunning craftsman style Ramsey & Walker built east Navarre home improved with lovely customizations featuring 3 bedrooms and 2 baths just a half a mile from the Navarre Beach Bridge! You'll love the easy commute to Hurlburt Field while also being only minutes to Navarre's beautiful beaches. Pull up the driveway in front of the two car garage and walk to the front door where you'll find an adorably painted covered front porch inviting you in. Through the threshold a long open entryway will greet you with a trey ceiling accented with crown molding and a front entry closet and accent wall with board and batten. The open floor plan awaits you with a large living space adorned with hard surface flooring open to the stunning kitchen. Adorned with all the updated features you're looking for, you'll love the custom tall cabinets with tasteful hardware, the granite counters, the large island with plenty of room for seating, the stainless steel appliances, tasteful tile backsplash, drop down pendant lighting, and the spacious pantry. Off the kitchen is the dining room featuring another trey ceiling and a gorgeous accent wall, and the back door leads outside to the fenced in backyard complete with a sprinkler system, mature oak tree, and fire pit! Back inside the split floor plan features bedrooms on either side of transom windows which provides a nice high end custom touch. The master bedroom is a fantastic and spacious retreat with a trey ceiling and crown molding and a master bathroom with gorgeous granite double vanities, a tiled shower with soaking tub, and a massive walk in closet! The other two bedrooms on the other side of the home are nice sized with ample closet space, and a beautiful bathroom with matching finishes between them along with a hall closet. The interior laundry room has the same tiled floor as the bathrooms and leads to the garage. You're minutes from Navarre Beach, Navarre High School, the YMCA, Navarre Youth Sports Association, as well as dog parks and walking paths. Don't delay in making this your perfect retreat for a primary residence or investment property!
Source: EMERALDCOAST #972476
Source: EMERALDCOAST #972476
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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