20117 Natures Hike Way, Tampa, FL 33647
5 beds · 3 baths · 3,701 sqft sqft
This incredibly spacious home consists of 5 bedrooms, 3 baths, a 3-car garage, and is in the highly desired Easton Park community. The stunning home has tremendous curb appeal, new exterior paint, sits on an oversized corner lot, and has a huge fenced back yard. As you enter into the front door you will notice the absolutely gorgeous bamboo flooring and thoughtfully designed floor plan. Downstairs you will find the living room which flows seamlessly into the dining room. The kitchen boasts granite counters, walk-in pantry, an island, dining area, and plenty of storage. The very large family room is also downstairs, along with the laundry room with sink, and one of the bedrooms. Once you walk up the beautiful stairway to the second floor, you will discover the additional 4 bedrooms, enormous bonus room, and two balconies. The bonus room can be used as a media room, fitness studio, game room, a 6th bedroom, and many other options! Upon entry into the French doors to the master suite you will witness a spa-like retreat including a private balcony and sitting area. The master bath features deco columns, double walk-in closets, dual vanities, a garden tub, and separate shower. To enter into the massive, fenced backyard, there are sliding doors you can exit through either the kitchen or the family room. The oversized backyard is a wonderful place for family gatherings or to let the little ones play. The Easton Park community amenities include a pool, park, playground, and more. The low HOA fee includes internet service. The neighborhood is conveniently located near shopping, restaurants, movie theatres, entertainment, USF, golf, state parks, and provides easy access to I-75. This home is a must see! Schedule your private showing today!
Source: STELLAR #t3552807
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3552807
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552807
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.