2011 Rustling Oaks Dr, Harker Heights, TX 76548
5 beds · 3 baths · 2,486 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Sellers willing to contribute up to $9500 towards interest rate buy down with preferred lender! Imagine what a 2% lower interest rate will do to help reduce your monthly payments! This exquisite home in the heart of Harker Heights offers a perfect blend of luxury, comfort, and modern amenities. Key Features: Energy Efficiency: Enjoy lower energy bills with solar screens installed throughout the home. Spacious Parking: The property boasts an oversized three-car garage with a completely finished interior, providing ample space for vehicles and storage. Elegant Interiors: Step inside to find double tray ceilings and crown molding, adding a touch of elegance and sophistication to the living spaces. Primary Suite: The oversized primary suite is a true retreat, featuring a spa-like en-suite bathroom with a walk-in double shower, a jetted tub, separate vanities, and dual walk-in closets. Outdoor Living: Entertain family and friends in the outdoor kitchen and covered patio area, perfect for gatherings year-round. Convenience: The home includes a water softener system, ensuring high-quality water for your household needs. This home is a rare gem, combining luxury and thoughtful design. Don’t miss your chance to make 2011 Rustling Oaks Drive your new home. Schedule a viewing today and come see all the wonderful features this home has to offer. You'll fall in love with its elegance and comfort! Oh, and don't forget to ask about the 1% lender credit if using the preferred lender!
Source: CENTRALTEXAS #568065
Source: CENTRALTEXAS #568065
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.