2011 Chickasaw Blvd, Davenport, FL 33837
5 beds · 3 baths · 2,696 sqft
Welcome to your serene retreat in the sought-after Forest Lake community of Davenport, FL! This exquisite 5-bedroom, 3-bathroom home, built in 2022, offers 2,696 square feet of modern design, smart features, and luxurious touches. Step inside to discover a stunning kitchen equipped with granite countertops, upgraded appliances, and soft-close cabinets—perfect for cooking and entertaining. The first floor showcases elegant ceramic tile flooring, while the bedrooms are designed for comfort with plush carpeting. Blackout zebra blinds add style and privacy throughout. Upstairs, the primary suite is a true escape, featuring his-and-her walk-in closets and beautifully upgraded bathrooms. The dedicated laundry room, complete with a Bluetooth washer and dryer, ensures convenience with a modern twist. The spacious loft is ideal for gatherings, and the fenced backyard is your private oasis, complete with beautiful pavers and a relaxing hot tub. Additional features include ceiling fans, gutters, and an extended driveway for added practicality. With ample storage and organizational spaces throughout, this home is designed to meet your every need. Located just 25 minutes from Disney, this smart home combines luxury, comfort, and cutting-edge technology, making it the perfect place to start your next chapter. Important Note: Please ensure your buyers are aware of the new law restricting certain real estate purchases by foreign buyers. A signed Foreign Buyers Notice (available in the attachments) is required with all offers. Don’t miss your opportunity to call this exceptional property home. Schedule a showing today and experience the lifestyle you’ve been dreaming of. "Home is where your story begins."
Source: STELLAR #G5089474
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5089474
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
