2010 W 101st Ave, Thornton, CO 80260
3 beds · 3 baths · 1,474 sqft
Get a free consultation call with an expert in the mortgage assumption process.
GREAT NEW PRICE! Welcome to this bright and inviting 3-bedroom/3-bathroom townhome in the Parkside community of Thornton! This home offers a spacious layout and a prime location near parks, shopping, and major roadways. Step inside to a large living room featuring a cozy wood-burning fireplace, which opens up to an enclosed sunroom with large windows that let in plenty of afternoon light. The kitchen boasts granite countertops and connects to a cozy dining area—perfect for casual meals. Upstairs, the primary bedroom features an adjoining ¾ bathroom and a walk-in closet. Two additional bedrooms provide great flexibility for family, guests, or a home office. Outside, enjoy a small fenced patio ~ ideal for relaxing or small gatherings, and the attached 2-car garage for parking and storage. Additional updates include a newer furnace/AC, newer washer & dryer, and high quality windows. The HOA covers exterior maintenance and grants access to a community clubhouse, pool, and tennis courts. A large park sits right across the street, offering green space and outdoor recreation. Enjoy easy access to 104th Ave and I-25, with Northglenn Marketplace just a 5-minute drive away for dining, shopping, and entertainment. Thornton is perfectly positioned just outside of Denver, providing quick access to city conveniences and the airport while maintaining a peaceful suburban feel. Don’t miss out on this charming townhome in a fantastic location!
Source: RECO #4631859
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #4631859
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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