2010 Irwin Ave, Park Ridge, IL 60068
4 beds · 3 baths · 3,000 sqft sqft
Welcome to your FULLY REMODELED 4.5 BED 3 BATH home in the AWARD WINNING NEIGHBORHOOD of Park Ridge! Nestled within a nationally recognized school district this breathtaking home features brand new organic oak hardwood floors throughout, a FULLY custom MASSIVE chef kitchen with a stainless steel 48in gas range & hood, Folding Commercial Expandable Pot filler over the stove, 36in built in refrigerator, 24in dishwasher and 15in wine cooler. This PREMIUM & PROFESSIONAL appliance bundle also includes a new italian chef pot set with sale! Host & Entertain on this 15 ft waterfall island covered in the infamous Taj Mahal Quartize Stone! Kitchen also features a 33 drop In multi purpose sink with a HGN SS Glass/Bottle Rinser, cutting station, fruit/vegetable washing station as well as a 1/2 HP motor continuous feed food waste disposal. The owner's suite features two large closets & a private bath featuring a mid century modern vanity with motion sensor lights & bluetooth/iphone compatibility! Each Upstairs bathroom features beautiful rectangular frameless wall bathroom vanity mirrors with touch backlit and front light compatibility. Secondary upstairs bathroom features a double sink with marble countertops and a whirpool tub. Each bedroom is oversized with ample closet space. Entertain and Relax in your lower level family room with a gas fireplace covered in Taj Mahal Quartize. Extra storage for food and drinks in your secondary partial kitchen featuring a 4 door refrigerator and ample cabinet space. Laundry Room features luxury countertops and a front load washer and dryer. Additional New Features/Upgrades: New concrete throughout the entire exterior of home INC 2 exterior spaces and oversized patio, Brand new epoxy 2 car attached garage with new electrical lighting & brand new garage door, Sensored exterior lights, New HVAC System & Ductwork, New boxwood bushes out front, new exterior doors. With its prime location in Park Ridge and proximity to renowned schools, 30 min to downtown Chicago - Don't miss out on the chance to turn this beautiful SFR into your own slice of suburban paradise.
Source: MRED #mrd11983478
Interest rate and monthly payment estimated based on public records.
Source: MRED #mrd11983478
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #mrd11983478