2010 Deerbrook Dr, Lakeland, FL 33811
3 beds · 2 baths · 2,565 sqft sqft
Charming Home in The Desirable Lakeland Neighborhood of Deerbrook!!!! Welcome to 2010 Deerbrook Rd, a beautifully maintained residence nestled in a peaceful Lakeland community. This inviting home features an oversized lot, 3 spacious bedrooms, a den, large living room, a fireplace, a screened pool, a fenced yard, extra parking and a BRAND NEW ROOF just to name a few of the features! This home is perfect for those seeking extra space. As you enter, you'll be greeted by a bright and airy living area, showcasing large windows that fill the space with natural light. The open-concept layout seamlessly connects the living room to the dining area and modern kitchen, which boasts modern appliances, ample cabinetry, and a breakfast bar—ideal for casual dining. The master suite offers a private retreat, complete with an en-suite bathroom and generous closet space. Two additional bedrooms provide flexibility for guests, a home office, or playroom. Step outside to discover your own backyard oasis. The landscaped yard is perfect for outdoor entertaining or simply relaxing in the Florida sunshine. Located just minutes from shopping, dining, and parks, this home offers both convenience and tranquility. Don’t miss the opportunity to make this charming property your own! Schedule a showing today! WE LOVE VA AND FHA LOANS!
Source: STELLAR #n6133700
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6133700
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #n6133700