2009 Elvington Rd, Johns Island, SC 29455
3 beds · 3 baths · 3,218 sqft
Exquisite 4-Bed, 2.5-Bath Home in Oakfield Subdivision - This beautiful home on Johns Island is ready to go-it just needs YOU! Step into this like new home, built in 2022, and experience the ultimate in Lowcountry living. Located in the desirable Oakfield subdivision on Johns Island, this home offers over 3,200 square feet of beautifully designed living space, both inside and out. From the expansive stone patio to the elegant interiors, every detail has been thoughtfully crafted to create the perfect sanctuary. this home offers Outdoor Living at Its Best: The oversized custom patio is a true standout, featuring durable stone pavers, cafe-style lighting, and ample space for dining, entertaining, or relaxing. This is the perfect place to enjoy Charleston's mild climateyear-round. The turf dog kennel ensures your pets can enjoy the outdoors in comfort and style alongside you!. A sunny, serene sunroom provides the perfect space for morning coffee or afternoon reading. Upstairs, the loft area is wired for surround sound and ideal for movie nights, gaming, or a relaxed hangout spot. The open-concept great room features a soaring ceiling and flows effortlessly into the kitchen, which is a chef's dream. With a huge kitchen island, beautiful fixtures, and an eat-in kitchen area, this space is ideal for both entertaining and casual family living. Whether working from home or in need of a quiet space, the office offers peace and privacy. This flex /office space can be used as a playroom, sitting room, workout room, whatever you desire! The well-designed floor plan includes walk-in closets in every bedroom, and custom wood shelving in the master closet, pantry, and laundry room. The oversized master bedroom is a true retreat, featuring a luxurious bath and custom closet space. The master bathroom offers endless hot water-thanks to the tankless water heater, perfect for long showers! This home comes with upgraded security and professional landscaping with French drains and an irrigation system to keep the yard lush year-round. The fully fenced backyard with privacy fencing ensures both security and seclusion, creating an ideal space for outdoor activities.The oversized extended driveway provides ample space for parking (up to 6 cars), while the 2-car garage offers additional storage with custom overhead shelving. Oakfield subdivision offers fantastic amenities including a community pool, walking trails, golf cart paths, and expansive greenspace areas. Enjoy the charm and tranquility of Johns Island while staying connected to all the best the Lowcountry has to offer. This meticulously maintained home in Oakfield offers the best of both worlds-modern luxury and the relaxed lifestyle of Johns Island. With its beautiful design, spacious layout, and incredible outdoor living space, this home is a true Lowcountry retreat. Don't miss the chance to make this dream home yours-schedule a tour today!
Source: CTAR #24029647
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #24029647
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.