2006 Norlinda Ct, Oxon Hill, MD 20745
4 beds · 3 baths · 1,220 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2006 Norlinda Ct, a well-maintained 4-bedroom, 3-bathroom home situated in a quiet cul-de-sac in Oxon Hill. Renovated in 2016, the property features a 2-car garage with a motorized door, a wide driveway accommodating approximately 4 additional cars, and standout curb appeal with new siding (2025), red shutters, and a red front door—a classic symbol of good fortune in homeownership. The large, landscaped yard includes a deck, perfect for outdoor living. Solar panels convey with the property and are fully paid off, offering ongoing energy savings with no monthly lease or cost. The home is fully electric. Inside, the open-concept main level includes hardwood floors, recessed lighting, and a spacious living, dining, and kitchen area. The kitchen features 42-inch white cabinets with upgraded hardware, granite countertops, stainless steel appliances, coordinating backsplash, built-in microwave, a corner sink with backyard views, and a center island with breakfast bar and pendant lighting. The primary suite includes a spa-style bathroom with a stand-up shower, while the hall bathroom offers a skylight for added natural light. The fully finished basement includes new carpet, a large flex space suitable for a theater room, office, or gym, and an additional bedroom and full bath—perfect for guests or private quarters. Major systems include HVAC (2016), water heater (2024), roof (2016), and new siding (2025). This move-in-ready home offers space, style, and energy efficiency in a prime location. Prime Location: Washington, D.C.: Approximately 10 miles away | MGM National Harbor: Approximately 3 miles away | National Harbor: Approximately 3 miles away | Interstate 495 (I-495): Approximately 2 miles away | Interstate 295 (I-295): Approximately 3 miles away | Woodrow Wilson Bridge: Approximately 3 miles away | Tanger Outlets National Harbor: Approximately 3 miles away | Andrews Air Force Base: Approximately 10 miles away | Old Town Alexandria: Approximately 6 miles away | Reagan National Airport (DCA): Approximately 9 miles away | Convenient access to shopping, entertainment, major highways, military bases, and regional travel make this home an ideal choice for location and lifestyle. When you visit, you'll fall in love with this one! Make it yours!
Source: BRIGHT #MDPG2147976
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2147976
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.