2006 Manhattan Pkwy, Decatur, GA 30035
2 beds · 3 baths · 1,620 sqft sqft
Luxury Living Awaits in Decatur! Immerse yourself in refined elegance with this fully renovated 2-bedroom, 2.5-bathroom townhome, where modern sophistication meets everyday comfort. From the moment you step inside, you'll be captivated by the brand-new hardwood floors that flow seamlessly from top to bottom, adding warmth and timeless style to every room. The heart of this home is its granite-countered gourmet kitchen, featuring upgraded appliances and a sleek, open design that effortlessly connects to the dining and living areas. The formal dining room, adorned with luxury finishes, opens to a private patio, creating a perfect setting for intimate dinners or lively gatherings. Experience unparalleled comfort in the oversized primary bedroom suite, complete with a private covered deck-a tranquil retreat designed to elevate your daily routine. The dramatic two-story living room serves as the centerpiece of this residence, offering a grand and airy space for both relaxation and entertaining. Situated in an exclusive neighborhood, this townhome offers unmatched convenience, with quick access to major interstates and premier destinations: just 10 minutes to South Dekalb Mall, 12 minutes to Stonecrest Mall, 15 minutes to Little Five Points, and 20 minutes to Downtown Atlanta. Priced to sell, this exquisite property invites you to embrace a lifestyle of comfort and convenience in the heart of Decatur. Don't miss your chance to make this luxurious townhome your own-schedule your private tour today!
Source: GAMLS #10414216
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10414216
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10414216
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.