2005 Woodmarsh Cir, Auburn, GA 30011
4 beds · 3 baths · 3,871 sqft
BETTER than new, this stunning home will check all your boxes! The "Darlington" floor plan by Lennar is highly sought after for its fabulous open layout and over 3700 square feet of living space!! With 4 bedrooms and 3.5 bathrooms PLUS a flex 5th office/den space on the main level, you will LOVE all the space here. This brick front home is one of few that features a double decker front porch & covered upper veranda! Welcome guests into your spacious foyer entry, and into your grand 2 story family room. Abundance of natural light fills the main floor. ALL wood floors throughout the entire home- NO CARPET! Your main level features a flex room with French doors, making an excellent bedroom, office or den. The oversized family room with a stack stone fireplace is the perfect spot to cozy up this Winter! Your huge, gourmet kitchen will delight even the pickiest of Chef's. Featuring a massive granite entertaining center island & breakfast bar, stunning 42" white cabinetry, walk in pantry and all stainless appliances. Enjoy entertaining in the open formal dining space off of the living area, with coffered ceilings and room for the entire family. Off the kitchen you will find a mud room & a fun chalk wall as you come in from the garage. Upstairs you will enjoy a fabulous layout with a large primary bedroom to the left, sitting space & in suite spa bathroom + massive walk in closet. Your private spa bathroom retreat boasts a large double shower with dual shower heads & floor to ceiling tile, a separate soaking tub and dual vanities. Adjacent to the primary retreat are the 3 large secondary bedrooms each with its own walk-in closet & two with their own in-suite attached bathrooms. Don't wait on this home!! TOP NOTCH Mill Creek, Gwinnett County Schools, minutes to shopping/dining, parks and more. Y'all will LOVE the fabulous access to community amenities: sparkling pool, clubhouse & lighted tennis/pickleball courts at Ashbury Park. Private back yard plus a 2 car attached kitchen level garage complete with electric vehicle charging station. WELCOME HOME to 2005 Woodmarsh Circle!
Source: GAMLS #10426740
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10426740
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10426740
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