2002 Amesbury Dr, Auburndale, FL 33823
3 beds · 3 baths · 2,013 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2002 Amesbury Drive, a delightful 3-bedroom, 3-bathroom home in the picturesque Lake Whistler Estates of Auburndale. This spacious residence offers both charm and versatility, with features that cater to a wide range of lifestyles. Set within a tranquil, established neighborhood, this property provides a peaceful retreat while still being close to the conveniences of modern living. Nestled on a generous lot, the home boasts a fenced yard, offering plenty of outdoor space for activities and relaxation. Inside, you’ll find a versatile bonus room, perfect for use as an office, creative studio, or even an optional fourth bedroom. The cozy living room is enhanced by a charming fireplace, creating an inviting space to unwind, while the screened patio, complete with a skylight, provides the perfect spot for enjoying your morning coffee or an evening breeze. The property offers exclusive private lake access to the serene Lake Whistler, ideal for enjoying water activities or simply soaking in the beauty of the surroundings. Additionally, two nearby lakes provide even more recreational opportunities, with one featuring public access for those who love to explore the outdoors. The interior design combines practicality and style, with floating wood floors throughout the main living areas and tile flooring in the bathrooms. Recent updates ensure comfort and energy efficiency, including two newer AC units (2019) and an updated air handler. These thoughtful improvements add to the home’s appeal, making it move-in ready for its next owners. This property’s location in an older, well-established neighborhood is truly special. Large yards, mature landscaping, and generous lot sizes create a sense of privacy and tranquility. With the added benefits of low property taxes, no HOA fees, and ample driveway parking, this home blends affordability with convenience. Experience the perfect balance of comfort, charm, and flexibility at 2002 Amesbury Drive. Whether you're drawn to the private lake access, the spacious interior, or the serene surroundings of Lake Whistler Estates, this home is ready to welcome you. Schedule your showing today and discover all that this Auburndale gem has to offer.
Source: STELLAR #TB8320850
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8320850
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.