2001 Fair Oaks Cir, Corinth, TX 76210
4 beds · 3 baths · 2,642 sqft
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MOTIVATED SELLER!!! Unique Oakmont Home featuring 2,642 SF, 4 bedrooms, 2.5 baths, 2.5 car tandem garage with 2 additional rooms to use for what suits your needs whether it be office, home gym, additional office space or hobby room. Bamboo floors welcome you into your new home leading you into an oversized living room to fit all your friends and family. Open floor plan includes a kitchen with an island & an abundance of cabinets along with a large breakfast nook. Enjoy the remodeled primary bedroom with a Loft-like feel, sitting area and a beautifully remodeled primary bathroom with separate garden tub and shower, two sinks and a huge walk in closet. All three additional bedrooms upstairs have walk in closets. Enjoy your outside living under the shade of mature trees in the backyard. Tons of storage to be found with all the cabinets, walk in closets, large closet under the stairs and in the attic with complete decking over the entire garage. The tandem style garage also allows for even more storage or a fantastic workshop space. Blinds throughout. NEW ROOF 2025. This home has special little details that make it unique and offers a great deal of value for a very reasonable price. HOA includes use of Country Club pool and tennis courts. Access to highly rated schools.
Source: NTREIS #20915279
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20915279
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.